ACCIDENTS
What to do when you have an accident ,
the Automobile Association advises that you:
* Don't lose your temper even if provoked.
* Don't admit liability at the scene; you may be confused, and it may adversely affect the claims process
* Call the emergency services – you must if anyone is injured
* Call your insurance company who should give you guidance
* Make a note of where you are, road conditions, what happened
* Note other vehicles involved – registration numbers, makes, models
* Note who was involved – names, telephone numbers, addresses, insurance details
* Make a note of any witnesses who might confirm what happened
* The Highway Code says you must give your details to anyone with reasonable grounds for requiring them. If you don't you must report details to police within 24 hours
* Take pictures if possible; mobile phones are fine
* If you suspect someone was breaking the law – speeding, using a hand-held phone and so on, tell your insurer and the police
* If you have been injured, deal with your insurer rather than any cold-call lawyers who might contact you